Why paying with cash hurts (and why it should)
Paying by cash should hurt, and causes more careful spending. From the site:
These days, my monthly budget is on the boring side. Aside from our
regular spending, I’ve got a mortgage payment to fork over, groceries to
buy, and utility bills to pay. Throw in some payments to my kids’ 529
plans and my SEP-IRA and I’m basically done for the month. After all of
the bills are paid, the key for us is making sure that the rest gets
transferred into savings so that it doesn’t accidentally get spent.
But it wasn’t always this way, and I was reminded of that fact the
other day when I was flipping through one of my old notebooks. That’s
when I found our monthly zero-sum budget
for August of 2010, and that’s when our old lifestyle smacked me right
in the face. Want to know how many bills I paid in that month? Twenty-four.
Car payments, credit card bills, and personal loans, oh my.
It’s no wonder we weren’t saving anything. Fortunately, it was easy to
look at that old monthly budget and pinpoint the exact cause of our
unfortunate situation. The problem: We financed everything and never, ever paid cash....
...
In the meantime, we got serious about getting out of debt.
Fortunately, it didn’t take long to knock out everything but the two
biggest sums we owed — the loan for my minivan and my husband’s student
loans. I still remember the day we paid both of them off once and for
all. The total was well over $10,000 and it literally pained me to hit the keys that would initiate the automatic bank transfer. I mean, it hurt. That money was mine and was earned with my own blood, sweat, and tears. And if you subscribe to the theories espoused in books like Your Money or Your Life, that money was literally my life force, and it was getting sucked away by a stupid van that I overpaid for in the first place.
I still have that van. Want to know why? Because it’s paid off, as is everything else I own. And now I’m literally gonna drive that van until the wheels fall off, or until the engine finally gives up or explodes out of sheer exhaustion at maybe 500,000 miles. (A girl can dream, right?)
I learned something from our adventures in debt and from that final $10,000 payment — most notably that I never, ever want to go down that road again. Parting with that much money at once was painful. It burned. It made me uncomfortable. And now, years later, I’m convinced that that’s exactly how it should feel...
-------------------------------------
Gary here: The article continues with some very good points. But again, without cash, it will be easier to fall into the trap of making payments. And the powers that be want to rid the world of cash. That will destroy many families in their attempts to survive frugally. It will then become a vice to be frugal. Is that what we want from the bankers who control us, to be told that paying off stuff, not taking a payment plan, or paying with cash is a vice? If you don't want this like my page and join the movement:
Like the Pay Cash Only Movement page: https://www.facebook.com/Pay-Cash-Only-Movement-1486591244977682/
Friday, October 30, 2015
More Cash-Friendly Medical Practices |
More Cash-Friendly Medical Practices |
From the site:
or other medical provider that treats self-pay patients fairly,” by
which they mean will offer them an honest, straightforward price to
patients. Fortunately I also continue to get e-mails and calls from
doctors and other providers telling me about their practice, or self-pay
patients letting me know about those that they have found. Here’s a
couple of recent ones:
Alliance Internal Medicine & Aesthetics
Located
in Fernandina Beach, Florida (which looks to be about 30+ miles north
of Jacksonville), the husband and wife team of Drs. Sam and Heather
Featherstone offer a primary care practice that also provides cosmetic
treatments. Both are trained internists, and it looks like they just
opened, at least judging by the special they are currently running
offering 25 percent off of all medical treatments for the month of September (one of the great things about cash-friendly practices is they tend to offer deals and specials that can be real bargains).
The prices look excellent too.
A basic visit dealing with two chronic conditions or one new condition
is $45, which probably equates to either a Level 2 or Level 3 visit (10
minutes and 15 minutes, respectively) which Healthcare Bluebooks show as
an $82 and $137 fee, respectively for that area...
---------------------------------
Gary here. There are more cash only sites throughout the USA. You can look for them on the net. But cash only sites work only where cash will remain a viable measure of wealth. Once cash is banned you will have debit only doctors. That may destroy the entire system of cash only. They operate on thin margins and bring you the best prices, because they are cash only. Let's keep it that way:
Like the Pay Cash Only Movement page: https://www.facebook.com/Pay-Cash-Only-Movement-1486591244977682/
From the site:
More Cash-Friendly Medical Practices
I continue to get people asking me “where can I find a doctoror other medical provider that treats self-pay patients fairly,” by
which they mean will offer them an honest, straightforward price to
patients. Fortunately I also continue to get e-mails and calls from
doctors and other providers telling me about their practice, or self-pay
patients letting me know about those that they have found. Here’s a
couple of recent ones:
Alliance Internal Medicine & Aesthetics
Located
in Fernandina Beach, Florida (which looks to be about 30+ miles north
of Jacksonville), the husband and wife team of Drs. Sam and Heather
Featherstone offer a primary care practice that also provides cosmetic
treatments. Both are trained internists, and it looks like they just
opened, at least judging by the special they are currently running
offering 25 percent off of all medical treatments for the month of September (one of the great things about cash-friendly practices is they tend to offer deals and specials that can be real bargains).
The prices look excellent too.
A basic visit dealing with two chronic conditions or one new condition
is $45, which probably equates to either a Level 2 or Level 3 visit (10
minutes and 15 minutes, respectively) which Healthcare Bluebooks show as
an $82 and $137 fee, respectively for that area...
---------------------------------
Gary here. There are more cash only sites throughout the USA. You can look for them on the net. But cash only sites work only where cash will remain a viable measure of wealth. Once cash is banned you will have debit only doctors. That may destroy the entire system of cash only. They operate on thin margins and bring you the best prices, because they are cash only. Let's keep it that way:
Like the Pay Cash Only Movement page: https://www.facebook.com/Pay-Cash-Only-Movement-1486591244977682/
The Envelope System Explained! - daveramsey.com
The Envelope System Explained! - daveramsey.com
Cash is essential for using this system to control your spending. It is essential for many people to live practically. Don't cheat on your envelopes!
But in order for this system to remain in place, we can't have the death of cash. We have to support paying with cash, and do more of same.
So, please, like the Facebook page here and share these articles on this blog in order to force bankers to back down from their pledge to change us to a cashless society.
Like the Pay Cash Only Movement page: https://www.facebook.com/Pay-Cash-Only-Movement-1486591244977682/
Cash is essential for using this system to control your spending. It is essential for many people to live practically. Don't cheat on your envelopes!
But in order for this system to remain in place, we can't have the death of cash. We have to support paying with cash, and do more of same.
So, please, like the Facebook page here and share these articles on this blog in order to force bankers to back down from their pledge to change us to a cashless society.
Like the Pay Cash Only Movement page: https://www.facebook.com/Pay-Cash-Only-Movement-1486591244977682/
Why The Powers That Be Are Pushing A Cashless Society Washington's Blog
Why The Powers That Be Are Pushing A Cashless Society Washington's Blog
Martin Armstrong and Washington's blog warn that the push for the death of cash is a real threat to the freedom of all those who live in America as well as those who live around the world. The only thing I disagree about Martin's view is that this is not socialism in the traditional sense of government helping the poor or social security, etc.
No, this is a socialism that advances Crony Capitalism, which of course, is a capitalism for those who are at the very top reaches, including big bankers, financiers, big business. This is not capitalism as we grew up wanting. This is more an oligarchy of capitalism than real capitalism.
The financial sector has grown faster than the real economy it is supposed to support. It now is the head of the snake. The danger of the death of cash is that the banks will have complete power, and they are an international cabal. Even Will Rogers saw that in the Great Depression. This international cabal of globalists seek domination over the world and the death of cash will greatly enhance that evil domination.
In my view, our government is not to large, but rather is too weak to stop this international cabal. How many bankers did Eric Holder prosecute for the housing bubble and crash? None.
The Federal Reserve is a private bank. Pleasae understand this. Lewis Versus the USA 1982 is proof positive it is a private bank. Don't be fooled, it uses the word "Federal" to fool you.
Please, Americans, wake up to the most serious issue of the day, even though most don't even know about it yet.
Like the Pay Cash Only Movement page: https://www.facebook.com/Pay-Cash-Only-Movement-1486591244977682/
Martin Armstrong and Washington's blog warn that the push for the death of cash is a real threat to the freedom of all those who live in America as well as those who live around the world. The only thing I disagree about Martin's view is that this is not socialism in the traditional sense of government helping the poor or social security, etc.
No, this is a socialism that advances Crony Capitalism, which of course, is a capitalism for those who are at the very top reaches, including big bankers, financiers, big business. This is not capitalism as we grew up wanting. This is more an oligarchy of capitalism than real capitalism.
The financial sector has grown faster than the real economy it is supposed to support. It now is the head of the snake. The danger of the death of cash is that the banks will have complete power, and they are an international cabal. Even Will Rogers saw that in the Great Depression. This international cabal of globalists seek domination over the world and the death of cash will greatly enhance that evil domination.
In my view, our government is not to large, but rather is too weak to stop this international cabal. How many bankers did Eric Holder prosecute for the housing bubble and crash? None.
The Federal Reserve is a private bank. Pleasae understand this. Lewis Versus the USA 1982 is proof positive it is a private bank. Don't be fooled, it uses the word "Federal" to fool you.
Please, Americans, wake up to the most serious issue of the day, even though most don't even know about it yet.
Like the Pay Cash Only Movement page: https://www.facebook.com/Pay-Cash-Only-Movement-1486591244977682/
Thursday, October 29, 2015
The Financial Times Demands End Of Cash, Calls It A "Barbarous Relic"
The Financial Times Demands End Of Cash, Calls It A "Barbarous Relic" | Zero Hedge
The Financial Times was founded in 1888, in the center of finance for the world, London, England. It has been owned since 1957 by the financial conglomerate, Pearson, who also owns 50 percent of The Economist, another powerful financial media center.
So, when The Financial Times comes out and says cash is a barbarous relic, the world must take it seriously and look at the source as speaking for the financial moguls of the world.
The destruction of economic privacy is a huge issue for freedom in the world. But that destruction could cause people to fall off the digital grid and payments could be blocked by power outages, by desire to control a citizen, by war, and leave people with no other way to buy food, gasoline, or other necessary needs.
The planners want to destroy cash by first making it seem unneeded. Once it is unneeded, they can say cash is no longer cost effective. This process is happening in Denmark right now.
Wake up Americans and world. Use cash for your very freedom and maybe for your very lives!
Like the Pay Cash Only Movement page: https://www.facebook.com/Pay-Cash-Only-Movement-1486591244977682/
The Financial Times was founded in 1888, in the center of finance for the world, London, England. It has been owned since 1957 by the financial conglomerate, Pearson, who also owns 50 percent of The Economist, another powerful financial media center.
So, when The Financial Times comes out and says cash is a barbarous relic, the world must take it seriously and look at the source as speaking for the financial moguls of the world.
The destruction of economic privacy is a huge issue for freedom in the world. But that destruction could cause people to fall off the digital grid and payments could be blocked by power outages, by desire to control a citizen, by war, and leave people with no other way to buy food, gasoline, or other necessary needs.
The planners want to destroy cash by first making it seem unneeded. Once it is unneeded, they can say cash is no longer cost effective. This process is happening in Denmark right now.
Wake up Americans and world. Use cash for your very freedom and maybe for your very lives!
Like the Pay Cash Only Movement page: https://www.facebook.com/Pay-Cash-Only-Movement-1486591244977682/
Top 6 Reasons Why Using Cash-Only Rocks
Top 6 Reasons Why Using Cash-Only Rocks
This is a nice article showing how cash rocks. Debit cards are also an alternative to credit cards, but if you can use cash it forces the system to keep cash in circulation. Failure to circulate cash could mean the ultimate destruction and abolition of cash due to cost, or some other banker excuse.
The blog for this article advocates living large on a small budget. That is great advice!
Like the Pay Cash Only Movement page: https://www.facebook.com/Pay-Cash-Only-Movement-1486591244977682/
This is a nice article showing how cash rocks. Debit cards are also an alternative to credit cards, but if you can use cash it forces the system to keep cash in circulation. Failure to circulate cash could mean the ultimate destruction and abolition of cash due to cost, or some other banker excuse.
The blog for this article advocates living large on a small budget. That is great advice!
Like the Pay Cash Only Movement page: https://www.facebook.com/Pay-Cash-Only-Movement-1486591244977682/
Banks Close In Rural Areas As World Cashlessness Advances | Talkmarkets
Gary Anderson Blog | Banks Close In Rural Areas As World Cashlessness Advances | Talkmarkets
Cash is not being used very much in some nations, especially Denmark and Sweden. Eventually, the goal of those who back cashlessness, or the cashless society, is to abolish cash. People must start using cash for more of their transactions. It cannot be used all the time. Some businesses do not accept cash. But we must fight the globalist ideal of a cashless society or it will cause serious issues for the citizens of each nation that lives under a cashless regime.
Like the Pay Cash Only Movement page: https://www.facebook.com/Pay-Cash-Only-Movement-1486591244977682/
Cash is not being used very much in some nations, especially Denmark and Sweden. Eventually, the goal of those who back cashlessness, or the cashless society, is to abolish cash. People must start using cash for more of their transactions. It cannot be used all the time. Some businesses do not accept cash. But we must fight the globalist ideal of a cashless society or it will cause serious issues for the citizens of each nation that lives under a cashless regime.
Like the Pay Cash Only Movement page: https://www.facebook.com/Pay-Cash-Only-Movement-1486591244977682/
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